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Frequently Asked Questions About Payday Loans

What is a Cash Advance, Payday Loan, or Paycheck Loan? What about Qualifying? Does the process take long? Is my application and financial information secure? What about collateral to receive a loan? Do I need direct deposit?
Is there an application fee for filling out our form? How often should I use this service? How is the loan amount determined? How soon do I have to pay back the loan? Can you get a loan without a checking account? Are your loans guaranteed?
How fast can I get my loan? What if I have bad credit? Does LCL perform a credit check during the form process? Can I get an advance if I am currently receiving disability or Social Security payments? What qualifies as disability income?

Some additional terms and conditions may apply. Please ask your loan consultant about all of the repayment options.

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